2021-2022 Annual Open Enrollment
We are pleased to announce the 2021-2022 Annual Open Enrollment for all benefit eligible employees which will begin on Monday, August 2, 2021 and close on Wednesday, August 25, 2021.
The SISC medical rates are increasing between .40-1.44% as of October 1, 2021. In October 2020, the medical rate increase was between 3.7-4.4%. The average annual medical rate increase with Self-Insured Schools of California has been about 3.04%.
Any enrollment changes for you or your dependents will go into effect on October 1, 2021, with any employee premium contributions beginning on the September 2021 payroll. The District maximum medical contributions remain $2,050/month for CSEA, SEIU, MSC and Part-Time Faculty. The District maximum medical contribution for Full-Time Faculty is $2,100/month.
If you are satisfied with your current coverage, there is no action required.
- Full-Time UPM 2021 SISC Rates
- CSEA, SEIU, MSC 2021 SISC Rates
- Open Enrollment Memo and Instructions
- 2021 Employee Benefits Guide
- Mid-Year Qualifying Events
- Kaiser Open Enrollment Video
- Blue Shield Open Enrollment Video
Building Blocks for Business (Agent-Assisted Virtual Enrollment Service)
Building Blocks for Business, will assist with enrollment of the Colonial Supplemental Benefits, Flexible Spending Accounts and Health Savings Accounts beginning on Monday, August 2, 2021 and closing on Wednesday, August 25, 2021. This is the 2nd year for enrolling in the Colonial Supplemental Benefits & many plans have GUARANTEED ISSUE that will not be available for existing employees after this year's enrollment. If you are unaware of GUARANTEED ISSUE, this is an opportunity to receive life insurance coverage up to the guaranteed issue amount without requiring medical underwriting which can be a very valuable opportunity for some employees. It is important to review your coverage to be sure that you do not miss enrolling in a plan that you may not qualify for at a later date!
Health Savings Accounts (HSA)/High Deductible Health Plans (HDHP)
- High Deductible Health Plan - Paying for Care
- Understanding Your Plan - Kaiser
- High Deductible HSA: Compatible Health Plans
- Health Savings Account FAQ
- IRS Announces HSA Limits for 2022
- High Deductible HSA - Compatible Health Plans - SISC Presentation 2020
- HDHP/HSA Considerations and Differences
Effective 01/01/2021, in order to enroll a Domestic Partner in Health Benefits, you must have a California state-issued Certificate of Registered Domestic Partnership. SISC will no longer be accepting Affidavits of Domestic Partnership.
To enroll or change enrollment, please complete:
To change dependent enrollment, you must complete:
Dependent Eligibility - Required Documents
If you are adding an eligible dependent, the following documents are required by SISC.
The following verification documents are also required to enroll a dependent in health benefit plans. SISC requires the Social Security Numbers for all dependents to be covered on the plans. SISC reserves the right to request additional documentation to substantiate eligibility.
- Prior year’s Federal Tax Form that shows the couple was married (financial information may be blocked out)
- Marriage Certificate for newly married couple where tax return is not available
- Certificate of Registered Domestic Partnership issued by the State of California
Children, Stepchildren, and/or Adopted Children up to age 26
- Legal Birth Certificate or Hospital Birth Certificate (to include full name of child, parent(s) name & child’s DOB)
- Legal Adoption Documentation
Legal Guardianship up to age 18
- Legal Court Documentation establishing Guardianship
What are the employee and district responsibilities regarding spouse/domestic partner and/or dependent children terminations?
It is the employee’s responsibility to notify the district of any changes in eligibility status for their spouse/domestic partner or dependent(s) within 31 calendar days of their Mid-Year Qualifying Event. The district is required to notify SISC in a timely manner of these changes. Paid claims and/or increased premiums on a non-eligible spouse/domestic partner or dependent(s) will be recovered from the employee.
Pre-Tax Your Share of Premium
If you have any out of pocket share toward the premium, you may consider having the deductions taken on a pre-tax basis. By signing up for this option your federal, state and social security deductions will decrease. Please complete and submit the Salary Reduction Agreement by August 25, 2021 to the Benefits Office.
2021-2022 Plan Documents (Pending)
- Kaiser Traditional - HMO Benefits Summary
- Kaiser Traditional - Summary of Benefits and Coverage
- Kaiser Traditional - Evidence of Coverage
- Kaiser Deductible - HMO Benefits Summary
- Kaiser Deductible - Summary of Benefits and Coverage
- Kaiser Deductible - Evidence of Coverage
- Kaiser High Deductible/Health Saving $1,500 - Benefits Summary
- Kaiser High Deductible/Health Saving $1,500 - Summary of Benefits and Coverage
- Kaiser High Deductible/Health Saving $1,500 - Evidence of Coverage
- Blue Shield 80% - Benefits Summary
- Blue Shield 80% - Summary of Benefits and Coverage
- Blue Shield 80% - Evidence of Coverage
- Blue Shield 100% - PPO Benefits Summary
- Blue Shield 100% - Summary of Benefits and Coverage
- Blue Shield 100% - Evidence of Coverage
- Blue Shield High Deductible/Health Saving $1,500 Family - Benefits Summary
- Blue Shield High Deductible/Health Saving $1,500 Family - Summary of Benefits and Coverage
- Blue Shield High Deductible/Health Saving $1,500 Family - Evidence of Coverage
Blue Shield of California: 2-Tier Anchor Bronze Plan
All variable hourly, temporary, part-time, seasonal employee or student workers of the Marin Community College District (MCCD) may purchase health insurance for themselves and their eligible children as part of the 2021-2022 Open Enrollment. Employees who choose to enroll will be responsible for making monthly premium payments to the District’s benefits office. Contact the Benefits Office for additional information.
- Offer of Health Insurance
- Blue Shield 2-Tier Anchor Bronze Plan Summary of Benefits and Coverage
- Blue Shield 2-Tier Anchor Bronze Plan Benefit Summary
- Blue Shield 2-Tier Anchor Bronze - Evidence of Coverage
Self-Insured Schools of California (SISC)
Blue Shield PPO have access to a virtual care platform that treats a full range of lifestyle, chronic, and behavioral health conditions through Vida Health. Users receive:
- 1:1 health coaching and therapy available through a virtual platform
- Digital interventions and programs
- Progress tracked through in-app trackers and connected devices
- Tools and resources such as videos and lessons
Oncology Center of Excellence Program
Blue Shield PPO members have access to an enhanced cancer benefit at the City of Hope in Duarte, California, through Health Design Plus. Members receive:
- In-person evaluation at City of Hope with confirmation of cancer diagnosis
- Development of a customized treatment plan
- Paid travel for patient and one companion
- Access to a personal care nurse to coordinate care
- Clinical trial and genetic risk education
- Transition of care and collaboration with home
- oncologist for one year post-evaluation
• Different types of cancer and tumors
- Visit this webpage or
- Call 1-800-Teladoc (835-2362) or
- Download the app
SISC has partnered with Carrum Health to provide Blue Shield PPO members with access to an enhanced benefit with selected physicians at Scripps Health in San Diego for Hip Replacements, Knee Replacements and several Inpatient Spine Surgeries. Under the Carrum benefit with Scripps: There are no medical bills! Co-insurance and deductibles are waived and Travel expenses are covered for the patient and an adult companion. This benefit is separate from and in addition to the benefits already provided under your Blue Shield PPO plan. To get started, call Carrum toll free at (888) 855-7806 or visit Carrum’s website at https://my.carrumhealth.com/login.
Anthem’s Employee Assistance Program (EAP) is a confidential information, support, and referral service offering tools and resources designed to help maximize productivity and meet the challenges of modern life. As an employer-sponsored program, EAP services are available to employees and their household members at no additional cost to them.
During Open Enrollment, you have the opportunity to enroll in Voluntary Life, AD&D, Short-Term Disability and Long-Term Disability with The Hartford. When you enroll in The Hartford voluntary coverage during open enrollment, The Hartford may require you to submit an Evidence of Insurability (EOI) form, which involves providing the insurance company with additional information about your health.
Go to the Employee Benefits web page to view the plan documents
To enroll, complete The Hartford Enrollment form and return to the Benefits Office.
Building Blocks for Business - For Eligible Employees - New
Agent-Assisted Virtual Enrollment Service
Voluntary Plans and Flexible Spending
Note: Any enrollment or changes to the Voluntary Plans or Flexible Spending will be deducted on the October payroll.
Building Blocks for Business is your NEW Agent-Assisted Virtual Enrollment Service provider. All Benefit Eligible College of Marin Employees will schedule an appointment with a Building Blocks Advisor during open enrollment. The Advisors will walk employees through all new plan offerings via Screen Share and assist in making your 2021-2022 plan year elections and transitions.
Due to Section 125 and pre-tax eligibility of the Colonial Life plans offered at your workplace, all benefit eligible employees need to complete a session whether you are participating or not.
To Enroll in Voluntary Benefits and Flexible Spending Plans:
You may self-schedule online with this booking link. Click on Computer Screen Session and pick your date and time.
Call: (775) 382-1287
EASE Self-Enrollment (pending)
If you wish to file a wellness/cancer screening claim to Colonial Life for a test performed within the past 18 months, you will submit the type and date of the test performed, as well as your physician’s name and phone number. The Claims department will also want to know if this is for you or another covered individual. If this is for another covered individual, they will require his or her name and Social Security number.
If you file by telephone or Internet, please retain a copy of the medical information and/or, your receipt if needed for further verification.
You may file by:
Phone: Call 1-800-325-4368 and provide the information requested by our Automated Voice Response System, 24 hours per day, 7 days a week or;
Internet: Use the Wellness Claim Form at http://www.coloniallife.com/file-a-claim or;
Fax/Mail: 1-800-880-9325 / P.O. Box 100195, Columbia SC 29202Write your name, address, Social Security number and/or policy/certificate number on your bill and indicate “Wellness Test.”
If your wellness/cancer screening test was more than 18 months ago, you must fax or mail us a copy of the bill or statement from your physician indicating the type of procedure performed, the charge incurred and the date of service. Please write your full name, Social Security number and current address on the bill.
Voluntary Benefits - New in 2020
Colonial Life’s voluntary accident insurance policy is a medical indemnity plan that provides employees and their families with hospital, doctor, accidental death and catastrophic accident benefits in the event of a covered accident.
Colonial Life’s individual cancer insurance product helps to provide valuable financial protection for America’s workers and their families
in times of need, when medical bills and other expenses related to cancer diagnosis and treatment may limit their ability to focus on what's most important- getting well.
Colonial Life's individual Specified Critical Illness 1.0 insurance helps you and your family maintain financial security during the lengthy expensive recovery period of a critical illness. It provides a lump sum benefit to help with the out-of-pocket medical and non-medical expenses of employees who suffer a critical illness.
Colonial Life’s Individual Medical Bridge insurance can help with medical costs that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children.
Colonial Life’s Term Life insurance plan offer life insurance protection where the benefit remains the same through the life of the policy. At the end of the term periods elected by the employee (10-,15-, 20-, or 30-years), the policy maybe continued on a yearly renewable basis, without proof of good health.
Colonial Life’s Whole Life insurance plan is individually owned, with guaranteed level premiums, guaranteed cash values and a guaranteed death benefit. Coverage is permanent and is guaranteed for the life of the policy (to age 100), provided premiums are paid when due.
Colonial Life’s voluntary short-term disability insurance policy is an individual plan that is administered via payroll deduction at the workplace. It insures your employee’s paycheck by replacing a portion of your income, if you become disabled because of a covered accidental injury or covered sickness.
*Guaranteed Issue Available
Pre-Tax Benefit Plans
College of Marin offers tax-free benefit plan(s) that provide you with ways to save up to thousands of dollars per year by offering the option to pay for certain types of expenses with pre-tax payroll deductions. If you choose to participate, you will reduce your taxable income which ultimately results in you having more money to spend! Enroll through the Building Blocks Agent-Assisted Virtual Enrollment Service.
- What Are Flexible Benefit Plans
- FSA Disbursement Form
- FSA Employee Website Guide
- Sterling Debit Card
- FSA Debit Card Q&A
- Sterling Mobile App
- Sterling Cafeteria Plan Summary Plan Description
- Sterling Transportation Plan Summary Plan Description
- Grace Period and Run Out Periods (For COM)
- Plan year ending 09/30/2021-FSA COVID Extension
- What does a change in FSA Administrator Look Like - Employee View
- Cafeteria Plan - CARES Act Addendum
Dependent Care FSA
Health Savings Account (HSA)
- How HSAs Work
- HSA Eligible Expenses
- Q&A about Concurrent HSA and FSA
- TD Ameritrade
- Transfer Funds Request
Commuter Benefit Solutions
In 2017, the SMART (Sonoma-Marin Area Rail Transit) Train started full-service operation from the Sonoma County Airport to downtown San Rafael. In conjunction with the Marin County Office of Education, College of Marin employees have discounted pricing available through Commuter Benefits Solutions on SMART’s monthly unlimited Eco Pass for the 2021-2022 school year. Eco Passes are available for $155-170/month using pre-tax dollars deducted from the employee’s paycheck. Employees must register/enroll online by the 10th of the month through Commuter Benefit Solutions (CBS). Employees may also pay for SMART Train parking fees with pre-tax dollars through the use of a pre-paid MasterCard. If you would like to sign up for commuter benefits, please contact Ron Owen in the Benefits Office.