Employee Benefits

Self-Insured Schools of California (SISC)

Member Resources

​Onsite Wellness - Essential Supplies for the Home, Office and Schools


2020-2021 Employee Benefits Guide


Recent Updates/Resources

Avoiding Surprises in Your Medical Bills - A Guide for Consumers will help you understand the questions you should ask to avoid receiving an unexpected medical bill. Many of the suggestions in the guide are designed for situations when you can schedule care in advance. The guide will also help you understand what you can do to lessen the chances of an unexpected balance bill in an emergency.
 

HEalth Plans

Kaiser Permanente

2020-2021 Plan Documents
Kaiser Chiropractic and Acupuncture Care Benefit

Chiropractic and Acupuncture benefits are available through the Kaiser Traditional HMO and the Kaiser Deductible HMO plans.

ClassPass

Kaiser Permanente has teamed up with fitness industry leader ClassPass to make it easier for employees to exercise from the comfort of their homes.


Blue Shield
2019-2020 Plan Documents

Blue Shield - Value-Based Purchasing Benefit 

SISC has introduced a value-based purchasing benefit for five common procedures (Arthroscopy, Cataract Surgery, Colonoscopy, Upper GI Endoscopy with and without biopsy). 

In-Network Ambulatory Surgery Center (ASC) – pay regular deductible and co-insurance—no benefit change.

In-Network Hospital Outpatient Facility – pay regular deductible and co-insurance, plus the amounts that exceed the reference price. 

Blue Shield Value Based Purchasing Benefit Change

Value Based Site-of-Care Benefit Change


Blue Shield of California: 2-Tier Anchor Bronze Plan

All variable hourly, temporary, part-time, seasonal employee or student workers of the Marin Community College District (MCCD) may purchase health insurance for themselves and their eligible children as part of the 2018-2019 Open Enrollment. Employees who choose to enroll will be responsible for making monthly premium payments to the District’s benefits office. Contact the Benefits Office for additional information.


Other Blue Shield Resources

Self-Insured Schools of California (SISC) Programs


Qualifying Events or Status Changes Outside of Open Enrollment (mid-year qualifying event)

When a qualifying event or status change occurs outside of open enrollment, members may make a request for change within 31 days of the qualifying event. If the paperwork is submitted outside of the 31-day window, then the changes will be effective at the next open enrollment. The effective date will be determined by the qualifying event date, so as to allow for no break in service. The following paperwork is required: 
 

Part-Time Faculty Benefits Memo

UPM - 4.2 Kaiser Health Coverage_Temporary Credit & NonCredit Fall 2021


Application for Waiver of District Medical Benefits


Delta Dental

Schedule of Benefits

Evidence of Coverage


Dental Reimbursement for Part-Time Faculty (4.2e)

4.2 (e) Dental Coverage. Effective July 1, 2021, unit members who qualify for health care coverage in 4.2 shall qualify for a reimbursement of up to $800 per fiscal year for a single subscriber, or $1,200 per fiscal year for a subscriber plus one (up to $800 per individual and a maximum of $1,200 total for the subscriber and subscriber plus one per fiscal year), based on submission to the District of an itemized invoice from a dentist outlining the services provided and the Dental Reimbursement Claim Form, submitted within 30 calendar days of the end of the fiscal year. The District shall reimburse the unit member within 30 days of receipt of a verified itemized invoice. To qualify as a “plus one” for dental reimbursement, an individual must be eligible to be a “plus one” on the unit member’s health care plan (whether or not the unit member has a medical plan and whether or not the individual is the plus one on that plan) and an employee may only identify one individual to be a “plus one” per fiscal year. Effective July 1, 2021, the maximum total dental reimbursement shall not exceed twenty-five thousand dollars ($25,000) per fiscal year.

Vision Service Provider


Employee Assistance Program (EAP) through Anthem Blue Cross

Anthem’s Employee Assistance Program (EAP) Anthem EAP Website is a confidential information, support, and referral service offering tools and resources designed to help maximize productivity and meet the challenges of modern life. As an employer-sponsored program, EAP services are available to employees and their household members at no additional cost to them. Areas frequently addressed by the EAP include: 

  • Child care and parenting
  • Helping aging parents
  • Financial issues
  • Legal concerns
  • Work and career
  • Emotional well-being
  • Addiction and recovery
  • Wellness and prevention
  • Concierge and convenience services
  • Life events

At Anthem EAP we recognize that consumers want a choice of services, and employers seek to enhance their employees’ well-being while managing costs. 

For access call (800) 999-7222 or visit: Anthem EAP (use "SISC" for company name)

Si usted necesita ayuda en español para entender esta información, puede solicitarla gratis llamando al número de su programa de asistencia al empleado.  


Domestic Partners

Effective 10/01/2020, All Domestic Partners must be registered with the State of California in order to be eligible for the SISC plans.


The Hartford

Business Travel and Accident Policy

Basic Life and AD&D Insurance Program

Long Term Disability Plan

Long-Term Disability (STD) Claims FAQ

Plan Documents

Short Term Disability

Short-Term Disability (STD) Claims FAQ

Plan Documents

Voluntary Life

Plan Document

Voluntary AD&D

Plan Document

Additional Services


Building Blocks for Business - For Eligible Employees

Agent-Assisted Virtual Enrollment Service
Voluntary Plans and Flexible Spending

Note: Any enrollment or changes to the Voluntary Plans or Flexible Spending will be deducted on the October payroll.

Building Blocks for Business is your NEW Agent-Assisted Virtual Enrollment Service provider. All Benefit Eligible College of Marin Employees will schedule an appointment with a Building Blocks Advisor during open enrollment. The Advisors will walk employees through all new plan offerings via Screen Share and assist in making your 2020-2021 plan year elections and transitions.

Due to Section 125 and pre-tax eligibility of the Colonial Life plans offered at your workplace, all benefit eligible employees need to complete a session whether you are participating or not.

To Enroll in Voluntary Benefits and Flexible Spending Plans:
  • You may self-schedule online with this booking link. Click on Computer Screen Session and pick your date and time.
  • Call: (775) 382-1287
  • Email: Scheduling@BBforB.com
  • EASE Self-Enrollment (pending)

If you wish to file a wellness/cancer screening claim to Colonial Life for a test performed within the past 18 months, you will submit the type and date of the test performed, as well as your physician’s name and phone number.  The Claims department will also want to know if this is for you or another covered individual. If this is for another covered individual, they will require his or her name and Social Security number. 

If you file by telephone or Internet, please retain a copy of the medical information and/or, your receipt if needed for further verification. 

You may file by: 

  • Phone: Call 1-800-325-4368 and provide the information requested by our Automated Voice Response System, 24 hours per day, 7 days a week or; 
  • Internet: Use the Wellness Claim Form at http://www.coloniallife.com/file-a-claim or; 
  • Fax/Mail: 1-800-880-9325 / P.O. Box 100195, Columbia SC 29202Write your name, address, Social Security number and/or policy/certificate number on your bill and indicate “Wellness Test.”  
  • If your wellness/cancer screening test was more than 18 months ago, you must fax or mail us a copy of the bill or statement from your physician indicating the type of procedure performed, the charge incurred and the date of service. Please write your full name, Social Security number and current address on the bill.

Colonial Life Policy Holder Service Guide

Voluntary Benefits

Building Blocks Benefit Booklet

Accident*

Colonial Life’s voluntary accident insurance policy is a medical indemnity plan that provides employees and their families with hospital, doctor, accidental death and catastrophic accident benefits in the event of a covered accident.

Cancer Assist

Colonial Life’s individual cancer insurance product helps to provide valuable financial protection for America’s workers and their families

in times of need, when medical bills and other expenses related to cancer diagnosis and treatment may limit their ability to focus on what's most important- getting well.

Critical Illness*

Colonial Life's individual Specified Critical Illness 1.0 insurance helps you and your family maintain financial security during the lengthy expensive recovery period of a critical illness. It provides a lump sum benefit to help with the out-of-pocket medical and non-medical expenses of employees who suffer a critical illness.

Individual Medical Bridge 7000 (Hosptial Confinement)*

Colonial Life’s Individual Medical Bridge insurance can help with medical costs that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children.

Term Life 5000*

Colonial Life’s Term Life insurance plan offer life insurance protection where the benefit remains the same through the life of the policy. At the end of the term periods elected by the employee (10-,15-, 20-, or 30-years), the policy maybe continued on a yearly renewable basis, without proof of good health.

Whole Life 5000*

Colonial Life’s Whole Life insurance plan is individually owned, with guaranteed level premiums, guaranteed cash values and a guaranteed death benefit. Coverage is permanent and is guaranteed for the life of the policy (to age 100), provided premiums are paid when due.

Individual Short-Term Disability 3000

Colonial Life’s voluntary short-term disability insurance policy is an individual plan that is administered via payroll deduction at the workplace. It insures your employee’s paycheck by replacing a portion of your income, if you become disabled because of a covered accidental injury or covered sickness.

*Guaranteed Issue Available

Pre-Tax Benefit Plans

College of Marin offers tax-free benefit plan(s) that provide you with ways to save up to thousands of dollars per year by offering the option to pay for certain types of expenses with pre-tax payroll deductions. If you choose to participate, you will reduce your taxable income which ultimately results in you having more money to spend! Enroll through the Building Blocks Agent-Assisted Virtual Enrollment Service.

Basic Participant Education Materials

Use these materials to learn more about your new BASIC benefit system and applicable accounts.

Participant Request a Reimbursement Flyer – Learn the multiple ways you can request reimbursement with the new CDA system.

Basic Benefits Mobile App - BASIC’s state of the art Consumer Driven Accounts (CDA) system gives participants access to the BASIC benefits mobile app. Track and manage all BASIC benefits and access helpful tools, anywhere and anytime — with just one app!

Flexible Spending Accounts
  • FSA Enrollment Booklet – A guide designed to explain the tax savings benefit of an FSA benefit account.
  • FSA Eligible Expenses – A partial list of reimbursable expenses.
  • Participant Reference Guide
    • You may add your bank account to the Basic system as outlined on Page 2 of the Participant Reference Guide. When submitting a reimbursement claim, you can then request that your reimbursement funds be transferred to your personal checking account. Page 3 provides instruction on how to transfer the funds.
  • Manual Reimbursement Request: Submit a manual reimbursement request with the CDA system or upload a claim here after paying out of pocket: https://claims.basiconline.com/
Dependent Care
Commuter
HSA
BASIC Card

Commuter Benefit Solutions

In 2017, the SMART (Sonoma-Marin Area Rail Transit) Train started full-service operation from the Sonoma County Airport to downtown San Rafael. In conjunction with the Marin County Office of Education, College of Marin employees have discounted pricing available through Commuter Benefits Solutions on SMART’s monthly unlimited Eco Pass for the 2020-2021 school year. Eco Passes are available for $155-170/month using pre-tax dollars deducted from the employee’s paycheck. Employees must register/enroll online by the 10th of the month through Commuter Benefit Solutions (CBS). Employees may also pay for SMART Train parking fees with pre-tax dollars through the use of a pre-paid MasterCard. If you would like to sign up for commuter benefits, please contact Ron Owen in the Benefits Office.


Pet Insurance

We are pleased to announce Pet Insurance from Nationwide. With Nationwide, you are free to use any licensed Veterinarian, even specialists and emergency providers.  Once you enroll, Nationwide will bill you directly on a monthly basis. There is no payroll deduction option. You may enroll at anytime during the year. 

Plan Highlights:

Preferred pricing for employees with multiple pet discounts available
Annual maximum benefit $7,500; a bucket of money to use for treatments/services (no complicated benefit schedule)
Choose 90%, 70%, or 50% reimbursement of invoice (vet bill); $250 annual deductible
No age limitations; rates will not increase with age
Simple pricing; rates are based two factors only - state and species
No waiting period for Hereditary coverage
Reference the "What's Not Covered" document below

Plus these additional benefits:

Advertising and reward expenses
Emergency boarding
Loss due to theft
Mortality benefit

Easy enrollment

There are three simple ways for employees to sign up for their new pet insurance voluntary benefit:

Go directly to http://www.petinsurance.com/marin
Visit PetsNationwide.com and enter your company name
Call 877-738-7874 and mention that you are an employee of Marin Community College District to receive preferred pricing.

Additional Information

Pet Insurance - Open Enrollment Materials
Pet Insurance - Rate Sheets for Dog and Cat
Questions and Answers
Dog Park Safety Tips
My Pet Protection: Additional Benefits Coverage
What's Not Covered
Quick Reference


Retirement Plans

403(b) Retirement Plan

As an employee of Marin Community College District, we are pleased to inform you that you are eligible to participate in our 403(b) Retirement Plan. Our 403(b) plan allows you to contribute pre-tax dollars into an investment provider of your choice. Voluntary participation in the plan not only helps you prepare for a more financially secure future, it provides significant tax advantages today.

For additional information, please visit our 403(b) and 457(b) website.

Important Notice regarding

CalPERS


KeenanDirect

KeenanDirect offers enrollment assistance and expert guidance on a full suite of Insurance products for individuals, families, small businesses, seniors and the self-employed.


Other Benefit

Kaiser Permanente has teamed up with fitness industry leader ClassPass to make it easier for your employees to exercise from the comfort of their homes.